Finance Your Next Project

Enjoy full project transparency, excellent warranties on materials and labor, and easy financing options when you choose Vista.

Vista Can Help With Financing

When it comes to renovations, secure financing is essential—so is your peace of mind. Here at Vista Home Improvement, we know how important affordable financing options are. That’s why we safeguard your financial security throughout the entire renovation process.

No Payments or Interest Until 2023. It’s that simple.

Vista Home Improvement offers NO payment, NO money down and NO interest financing until 2023!

Let Us Handle the Financial Details

Between hiring contractors, choosing materials, and scheduling the work itself, renovations can take up a lot of your time.

Here’s how we help with that:


We offer a free, no-obligation estimate that’s good for a whole year. It’s important to us that you’re able to make an informed decision, and we know that sometimes takes time.


We offer easy financing options—no money down, and no interest if paid in full within 24 months. We don’t want you to stress over bills when you should be enjoying your new space.


We work with your bank or credit union to set up a financing plan. You won’t be bogged down with additional paperwork and planning.

Why Should You Finance Your Project?

Vista Home Improvement is here to make sure you get the upgrades your home deserves without breaking the bank. One of the ways we do that is with our comprehensive financing options. Our team is 100% focused on your needs, so we provide the best customer-driven services and support. Don’t lose sleep over how to pay for your remodel. VHI will work directly with your financial institution to find the best option for you.

Financing  FAQs

Home remodeling projects involve a lot of behind-the-scenes planning. With Vista Home Improvement, you don’t have to do it alone. We are more than just your remodeling experts; we’re also your financial support team. 

Before we get started, let’s dive into some common questions many homeowners have when it comes to financing. 

What is an Unsecured Loan?

Unsecured loans allow you to borrow money without providing any form of collateral. That means your property won’t be at risk as you pay your loan off. When you finance your home improvement project with VHI, you don’t have to worry about paying at all for 24 months. That’s right, no money down for two years!

What is the Interest Rate?

Your interest rate is a percentage of the amount you borrow. A handful of different things affect your overall interest rate including the type of loan you take out, the amount you borrow, and the current market conditions. When you work with VHI, you won’t pay interest at all if your project is paid in full within 24 months. That’s two whole years with no extra money out of your pocket!

What are points?

One way to decrease your interest rate on a home equity and second mortgage loan is to pay your lender with something called points. Each point equals 1% of the amount you borrow, so you can pay some interest upfront and have a lower interest rate as your loan matures. With VHI, you don’t’ have to deal with this at all as long as you pay in full within the first two years.

Do I Have Equity in my Home?

Equity is the difference between the current value of your home and what you still owe on the mortgage. So, as you pay your mortgage off, your home’s value builds! Rather than using an unsecured loan, you may be able to use your equity to help pay for your home improvement project. In most states, you can borrow up to 90% of your home’s value. Don’t stress if this still a bit confusing. VHI will work directly with your bank or credit union to determine the best option for you.

What Other Types of Fees Are Involved?

Additional fees vary from project to project. One of the best parts of working with VHI is that you get to know everything up front. After your free consultation with our team, every cost will be laid out before you, including a precise estimate of your project itself. You’ll never have to deal with any hidden costs along the way.

Contact the Vista Team Today to Explore Your Financing Options

Contact Vista Home Improvement when you’re ready to meet with one of our Product Specialists. Give us a call today or submit our online contact form to request your free, no-obligation project estimate.

Your exceptional home improvement experience awaits, and it’s more affordable than you can imagine!

This offer is valid once the in-home first consultation has been completed. Other restrictions may apply. This offer expires at the end of the month.

With minimum purchase and approved credit.

**Same-as-Cash With Deferred Payments (DEFSAC): Interest accrues from day 1 but is waived if the amount financed is paid in full before the promotion end date.

Payments begin 12 months from the contract date. Terms, prices and available options subject to change, contact VHI for complete program details.

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Vista Home Improvement

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Vista Home Improvement

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What Our Customers Have to Say About Us

They Exceeded All Expectations

Excellent job! They are fast, efficient, thorough, clean, reliable, and proficient! The whole Vista team was great – everyone that contacted me through the finance and building process and the whole project itself. They exceeded all expectations.

– Thomas K., Ware, MA

100% Satisfied

Vista Home Improvement cares about their customers more than any contractor I’ve seen. We are 100% satisfied.

– Bob & Lee H., Beckett, MA

We Are Grateful and Pleased

Very responsive, hard working, and good quality craftsmanship. We appreciate that you arranged your schedule to fit us in and traveled the distance so we could get our garage project completed. We are grateful and pleased.

– Gene & Deborah G., Great Barrington, MA